Save Money By Getting A Low or 0% Introductory APR Credit Card

Credit card holders usually know that credit card interest is not a good thing to pay. That purchase that you charged 2 years ago is now racking interest. The deal you had is no longer a good thing. If you wouldn't have paid that interest, it would have been paid off by now.

This type of situation is not surprising, and there is a way out to a path of low or no interest altogether. Most of the big banks and credit unions offer low or 0% intro rates on purchases and/or balance transfers. They offer a period of interest-free happy days. The main thing that you need to be aware of is balance transfer fees. You can find out if there is a fee, and how much they charge in the credit card disclosure for the application.

We compiled a list of sites and resources to help your decision making easier. You should compare the offers by your credit history, while being aware that most of these cards are for people with good credit.

Site 1: Balancetransfers.com: This is one of my favorites for transferring high interest credit cards. This site has tools to calculate savings and has a nice organization for the cards.

Site 2: Capitalone.com/balance-transfer: This service is for existing Capital One cardholders only. Good way to go if you have other cards that you wish to transfer from.

Site 3: Easybt.com: This service is for existing Bank of America cardholders only. Good way to go if you have other cards that you wish to transfer from to your BOA card.

Site 4: Low APR Credit Cards: Has a few dozen categories for credit cards. Highly recommend when researching cards.

Site 5: Lowcards Blog Good place to find editorials and the history of rates for low APR deals.

Site 6: Credit Card Reviews Great community with a couple thousand reviews for cards.

Site 7: FRB's Guide to Credit Cards - Federal Reserve Board's guide to consumers and credit cards.